4.4 - that’s nothing!
I lived thru couple a lot larger earthquakes and I know people who pooh-pooh even my experience.
Loma Prieta, 1989.
It depends a lot about the type of buildings.
In very earthquake prone regions like California, Japan or Chile the buildings are constructed with earthquakes in mind.
Then even mag 6 is more-less OK
In places like Europe or Middle East the same earthquake is devastating. But 4.4 would not do too much damage even there.
Mag 7, 8 or 9 is bad everywhere!