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7 Things Medicare Doesn’t Cover: Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
Kiplinger's Retirement Report ^ | 08/05/2022

Posted on 08/06/2022 10:08:58 PM PDT by SeekAndFind

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1 posted on 08/06/2022 10:08:58 PM PDT by SeekAndFind
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To: SeekAndFind

Medicare isn’t covered by the Constitution. But then little the federal does these days is.


2 posted on 08/06/2022 10:10:17 PM PDT by Rurudyne (Standup Philosopher)
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To: SeekAndFind

As more insurance companies become a part of Medicare Advantage, they create more competition, thus providing more services and reducing costs.

Many MA programs have $0 for 90/100-day generic prescriptions.

Many MA programs have some dental and eye coverage.

Many MA programs have $0 copays for Primary Care Physician (PCP), and reduced copays for specialists.

Some MA providers have even started giving a partial refund on the Medicare Part B premium.

MA programs and providers vary from year to year, so one has to review and compare annually. They also vary from area to area and from state to state.


3 posted on 08/06/2022 10:28:54 PM PDT by TomGuy
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To: SeekAndFind

I hate Medicare but was forced onto it when I turned 65, as we all are.

Our medical expenses are now much higher because of it, especially because of the prescription drug non-coverage.


4 posted on 08/07/2022 12:49:12 AM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: SeekAndFind

bmp


5 posted on 08/07/2022 3:08:31 AM PDT by gattaca
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To: SeekAndFind

Medicaid, however will cover everything.


6 posted on 08/07/2022 3:13:57 AM PDT by P.O.E.
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To: SeekAndFind

BKMK


7 posted on 08/07/2022 3:25:09 AM PDT by lizma2
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To: gattaca

.


8 posted on 08/07/2022 4:16:16 AM PDT by RebelTXRose (Our Lady of Fatima, Pray for us! PRAY THE ROSARY!)
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To: SeekAndFind

Considering the risk to wellness that poor dental health poses, the fact that Medicare doesn’t cover most dental care should tell you everything you need to know about Deep State’s priorities.


9 posted on 08/07/2022 4:19:55 AM PDT by mewzilla (We need to repeal RCV wherever it's in use and go back to dumb voting machines.)
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To: P.O.E.

Not necessarily.

States choose whether to provide dental coverage to adults.
.and some seniors, by spending down or being truly indigent, can be dual-eligible, covered by Medicare and Medicaid.

Looks like less than half the states provide dental coverage through Medicaid...

https://www.hhs.gov/answers/medicare-and-medicaid/does-medicaid-cover-dental-care/index.html#:~:text=Individuals%20Age%2021%20and%20older,part%20of%20its%20Medicaid%20program.


10 posted on 08/07/2022 4:23:12 AM PDT by mewzilla (We need to repeal RCV wherever it's in use and go back to dumb voting machines.)
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To: metmom

Do you have a part D supplemental?


11 posted on 08/07/2022 4:45:52 AM PDT by Adder (Dumblecrats: Spending $$ we don't have on crap we don't need for people who pay no taxes.)
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To: mewzilla

We just through all this with my Dad. If he was on Medicaid he could have gotten a free ramp, bed, visiting services galore, etc. As it was we had to pay for a lot out-of-pocket.


12 posted on 08/07/2022 5:01:24 AM PDT by P.O.E.
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To: SeekAndFind

I have medicare plus supplemental. I use goodrx for prescription coverage.

I don’t have insurance to cover routine hearing, eye and dental work.

Can anyone recommend insurance that covers these


13 posted on 08/07/2022 5:11:50 AM PDT by ckilmer (qui)
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To: Adder

Yeah, but the medicine I am on is Tier 5.


14 posted on 08/07/2022 5:21:10 AM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith…)
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To: ckilmer

You can ask your hearing, eye and dental facilities if they offer financial assistance.

My dental office offers an insurance that I can pay $75 for 1 year which gives me xrays free and 20% discount on exams and deep cleaning. They call it the Smile Club, I think.

I get financial assistance from the hospital and clinics. I have to apply for it every year. The clinic covers all my physicians except for one. It includes all my doctors except one which is not a clinic physician. It does include my eye physician.


15 posted on 08/07/2022 5:33:18 AM PDT by blondiegoodbadugly (President Trump 2024 Save America - God Bless our troops/veterans)
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To: metmom

Aetna Medicare advantage PPO is excellent insurance with drug coverage and some dental and vision.


16 posted on 08/07/2022 5:33:48 AM PDT by Georgia Girl 2 (The only purpose of a pistol is to fight your way back to the rifle you should never have dropped)
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To: SeekAndFind

BFL


17 posted on 08/07/2022 5:38:27 AM PDT by VTenigma (Conspiracy theory is the new "spoiler alert")
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To: Georgia Girl 2

....we have been enrolled in a Humana Medicare Advantage plan for several years.... absolutely love it...have had no problems whatsoever in finding enrolled providers, or running into “issues” regarding non-covered services....then, again, we are in excellent health considering our ages, so we don’t need or use a whole lot of health/medical-related services....


18 posted on 08/07/2022 5:38:57 AM PDT by TokarevM57
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To: SeekAndFind

As a military retiree, I have Tricare for Life that pays for my medicines/prescriptions.

A good deal if you are eligible.


19 posted on 08/07/2022 5:47:31 AM PDT by Alas Babylon! (Rush, we're missing your take on all of this!)
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To: TokarevM57

We don’t have many health issues either as we are in really good health but the Medicare advantage is better insurance than I carried when I had my business.


20 posted on 08/07/2022 5:49:05 AM PDT by Georgia Girl 2 (The only purpose of a pistol is to fight your way back to the rifle you should never have dropped)
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