Insurance companies don’t like to shell out money for claims, ever. I’m sure their investigators went over this guy’s claims with a fine-tooth comb, given the amounts involved. They would then have turned their evidence over to the feds. Banacek would have been all over him, and collected a percentage!
When the Feds are done with him, the State will tag him with Arson in the First Degree. That’s 20 years and a $35,000 fine and they can charge his wife Arson in the First Degree.