Yeah, that doesn’t make sense to me. People who simply don’t need or use credit are forced to take some on just to be in the game in case they might need a score in the future.
Our car is 9 years old and has about 38K miles on it. Has needed only minor upkeep and repair, and there’s absolutely no sense in buying a car ‘just because’.
“Yeah, that doesn’t make sense to me. People who simply don’t need or use credit are forced to take some on just to be in the game in case they might need a score in the future.”
It’s makes perfect sense to bankers. They rigged the game so you have to take on debt to build a score, and that means paying them interest. But there are ways to beat them. Get a credit card, charge everything on it and then pay it off each month. No interest. And you could be accruing things like airline miles, great for flying out to the relatives for free. Don’t get mad, get even.
It makes no sense because it’s not true. Bigly tends to believe everything she thinks.