I'm fine with my Sig P365 XL w RomeoZero. (12 and 15 rd. mags)
As for Home Defense ammo: Inceptor ARX 9MM Self Defense 65gr +P
18 months after my wife purchased her P365XL, I added one with the optics kit to my stash. I haven't mounted the red dot yet, but initial checkout seems to indicate the problems with the early releases is resolved. The red dot on the M&P 2.0 9mm fixed my vertical stringing due to my progressive lenses. Overall, I think my P365XL will be a keeper.