Yep. Some people are always broke, no matter how high their income.
And some people do well financially, even if their income is pretty low.
Yup. I make about $400k but our expenses excluding taxes are $100k and that includes $20k/yr on traveling we could cut back easily and $35K on huge house with pool we could easily downsize with no mortgage. But it’s amazing how many folks at my income are barely building net worth!