Have you checked into COBRA?
AN EMPLOYEE’S GUIDE TO
HEALTH BENEFITS UNDER
COBRA
Yeh, it costs about 4x as much as when you have insurance through your employer. Probably 5x by now.
I worked in HR benefits for years. COBRA is extremely expensive, and most ended up not even considering it as a viable option.
COBRA is VERY expensive. Not in my budget on retirement. My wife has coverage through her employer...mine is backup. My HR office advises that I don’t have to get on the Medicare rolls until I leave my employer sponsored insurance. A 6 month window to sign up starts when I retire.