I totaled my F-250 and she totaled her Explorer about 2 years ago and both were our fault. I hadn’t caused and accident in decades. But I can see why people roll with no car insurance. Let’s see, pay the $150 fine for no insurance or $520 a month for our beater cars? Tough choice, but I’m still legal.
How did you manage to TOTAL an F-250. My God....
I totaled my F-250 and she totaled her Explorer about 2 years ago and both were our fault. I hadn’t caused and accident in decades. But I can see why people roll with no car insurance. Let’s see, pay the $150 fine for no insurance or $520 a month for our beater cars? Tough choice, but I’m still legal.
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When you say, “$150 fine for no insurance,” are you talking about literally no auto insurance—or no collision insurance?
Paying the fine for collision is one thing (where I live, can remove collision as long as keep the other coverages), but what about Liability insurance? If another driver is injured in a crash, having no insurance would put one in the poor house wouldn’t it?