My homeowner’s and automobile insurance (4 cars) are each about $1200/yr.
I totaled my F-250 and she totaled her Explorer about 2 years ago and both were our fault. I hadn’t caused and accident in decades. But I can see why people roll with no car insurance. Let’s see, pay the $150 fine for no insurance or $520 a month for our beater cars? Tough choice, but I’m still legal.
In Georgia? Alabama?