IMHO, it’s point #4 that matters the most. The stock market is the only place to be when bank accounts are paying 0.1% and CDs are paying 1%. But should the Fed start aggressively raising rates, that will all change.
Hey, I’m getting 0.2%.
“But should the Fed start aggressively raising rates, that will all change.”
Won’t happen. Too much debt.
FED can NOT raise rates. The debt is too high!!!
US Treasury can not afford 5% rates with $30 Trillion debt.
The interest on debt will be bigger than the tax revenues.