But that includes 85 year-olds, the obese, diabetics, etc.
It is much, much lower for relatively healthy people (and kids).
When did we stop caring whether the elderly, the obese, and diabetics live or die? Yes, the mortality rate is lower for those who are younger and healthier, but the overall population mortality rate is 0.65%. If you only look at those 80 and older, it’s more like 18%. It drops to 0.65% BECAUSE you factor in those younger and healthier people.
Keep in mind that a huge number of people "had" this virus, showed very mild or no symptoms and therefore did not report it.
That huge number has not been factored into the survival rate. If it was, the percentage of survivors would be even higher.