I found a green rhino beetle in the drain of my shower once ... thing was about 2 inches long and just the horn sticking out of the drain. I have NEVER jumped that far in an enclosed space!
LOL!
I grew up in my grandmother’s home, and when it was very hot and dry in the Summer these big palmetto bugs (giant cockroaches) would come up into the apartment somehow.
I distinctly recall playing with them joyously on the kitchen floor, when I was less than 3 years old. But as I grew older, I found them repulsive and scary.
I think fear of ‘bugs’ is something we learn.
(We took my mother-in-law to a science fair some years ago, and I was appalled to see her, in one of the exhibits, allowing a tarantula crawl all over her. She was a Country Lady, and obviously hadn’t learn that fear - she actually liked that ‘bug’ :-)