Time to switch carriers immediately!
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Not so fast Sporto. It looks like you made a mistake by buying your daughter an expensive car that requires full coverage insurance. If you can afford to do that, you can afford the insurance hit. Don’t complain.
What you should’ve done is buy your daughter a good safe 15-year-old car without the need for full coverage. Liability only.
The second thing you need to do is remember that if you do jump ship and get another insurance policy, you will get a better quote and a better rate, but for six months only.
After that, your premiums will jump skyhigh to about what they are now. Trust me, all insurance companies love to get new business by discounting the first six months premium lower than what you’ve been paying. After six months. They go up. They all go up. Regardless of whether you file a claim or not.
“What you should’ve done is buy your daughter a good safe 15-year-old car without the need for full coverage. Liability only.”
I’d go with Liability. Put her in the cheaper of your cars. With a teenage daughter, their rates are not as bad as a teenage son, let me tell you!
A son, yea, did that 15-yr old car thing.
For me, I’d not be comfortable putting my daughter in a 15-yr old car. . .reliability and breakdowns, that sort of stuff. . .and you know the car will breakdown at night, bad part of town, etc.
Not gonna put my daughter in a well maintained 15-yr old car, you don’t know what sorts of checks have been written on the engine, transmission and such.
Just drive though dorm parking for males and see a lot of older, worn vehicles; drive through female dorm parking and you will see lot a lot of newer vehicles. I guess I’m not the only one that thinks the way I do.
Just my humble opinion.
Meant for Termlimits, and info’d Responsibility (polite thing to do, not trying to start a spat or disagreement). Please see Post 39.