[Liberty Tree Surgeon]

I’m not yet retirement age, but the taxes aren’t an issue since IRAs and 401(k)s are tax deferred. You get nailed on the taxes only if you withdraw the money, at your marginal rate plus 10% penalty if you are below 59.5 years old.

Once the mutual funds are sold, you can invest in something more directed, like non-woke companies’ stocks or inflation hedges. Or keep it in cash until Biden blows the economy/markets, and come back in for the bargains.

Either way, if you sit the $$$ on the sidelines, it doesn’t support the Wall Street/Corporate crooks and no one is earning major fees to manage your money.

[Psalm 73]

Thanks for the reply.

I'm 62 and plan on working for four more years.

Have two 401Ks - one with present company (they put in a ton in lieu of a pension), and the other from a different corporation - that's the one I'm thinking of cashing out.

I'll run it by my accountant - he's not woke, he gets it.