I’ll happily pay reparations to any black person who was born in 1865 or earlier, and is still alive today.
only if you or your ancestors owned black slaves. Otherwise, why should you?
Even if it was your ancestors, there is only a small to no obligation on your part.
What the black community needs is opportunities and for people to take those opportunities. There are plenty of black people who HAVE grabbed those opportunities and dragged themselves and their families out of poverty.