IF you claim over 9 dependents-—the payroll department is REQUIRED to sends a copy of that W-4 to the Federal Government.
Then, the IRS will contact you & demand proof.
I claimed 7 or 8 for many years.
I guess I never hit the magic number.
Do you knw that I STILL broke even?
Instead of getting many thousands back.
If one is disciplined, it’s the smart thing to do.
If one isn’t, then getting the lump sum is better.