I used to ask this ethics question to juxtapose against a four year college education:
If you could steal 10 million dollars, get caught, spend four years in a country club prison, and then get out and get to keep the money, would you do it?
I personally know a guy who stole just over a million dollars as the Controller of a decent sized company.
I believe he did 19 months at the same Club Fed minimum security prison in West Virginia where Martha Stewart was housed. He had conjugal visits among other things.
Seems like crime more or less paid in his case.
I would spend four years in a non country club federal prison (they exist) and have the 10 million waiting for me.
Now one of the harder prisons? No.