I started in April 2020. I am unhappy with Optimum.
Had a dentist office on the advantage plan call me today. I had made an appointment for the plans included x-rays and exam for this Thursday. The office waited until today to cancel me, claiming something to do with their meeting their monthly quota. I asked for an August appointment and they said no.
We are like commodities that these outfit toss around like toys.
Had a diagnostic test set for last Thursday. The provider canceled as the approval did not come yet from Optimum. The diagostic had been ordered 13 days earlier.
Optimum is not a good plan. They are very much so into rationing care. Careplus is also not a great provider. Humana Managed is pretty good, and lets docs practice reasonably, united is marginal, but better than the first two. I am speaking as a provider and the hoops they make us jump through to provide care to their beneficiaries.
Your best best is generally straight Medicare A/B with a supplement.