I posted letter sent from NCL- they are letting you cancel cruises and put the money towards another cruise..up until 48hours before cruise
Cruiseline MSC is starting to feel the panic.:
3/11/2020
Due the continued development of Covid-19 in many of the countries where our ships cruise to and from, restrictions have been imposed by various government and port authorities, which means MSC Cruises is forced to adjust or cancel some of our itineraries.
Tom here- On their website MSC goes on to list some areas and ships that will not be cruising for awhile. -Tom
https://www.msccruisesusa.com/en-us/About-MSC/News/Itinerary-Updates-Covid-19.aspx