WOW that is a shame but I guess it keeps the costs down my mom is 90 she has Medicare and Tri Care retired military she has NEVER been turned down for ANYTHING and has NEVER had a charge for ANYTHING!! I just went on Medicare and my supplemental is through the grocery union a PPO haven’t had to use it since retiring so we will see!! My insurance through the union was EXCEPTIONAL I HATE unions however their medical coverage is beyond GREAT and was so cheap $7.00 a week for my PPO, this year however they raised the deductible from $500.00 a year to $1000.00 a year in the new contract!!!
If you were in a union in California you do have a great plan. But no one else does. Not if they are not in a union.