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To: Theoria

This examines the issue in isolation.

Useful, but doesn’t take into account everyone’s situation.

There is also a break-even point, that may be 10-15 years out.

And of course, if you are not living on SS alone, you can invest it.

In that case, take it early.


13 posted on 11/16/2019 4:02:46 PM PST by aMorePerfectUnion
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To: aMorePerfectUnion
Great article:

When Should You Take Social Security?

36 posted on 11/16/2019 4:23:50 PM PST by aMorePerfectUnion
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To: aMorePerfectUnion

I got back everything I put in in less than three years. (Started at a low salary a long time ago.)


63 posted on 11/16/2019 5:09:10 PM PST by firebrand
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To: aMorePerfectUnion

Just did the calculations for each retirement age. If you live until 80, there is only about a 3% lifetime difference between taking it at 62 and waiting until 67.


84 posted on 11/16/2019 5:42:40 PM PST by Blood of Tyrants (Everyone who favors socialism plans on the government taking other people's money, not theirs.)
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