At my age I don’t care anymore. If somebody wants me, bring it.
Roger that.
There are other benefits to being on a VPN. It is a crapload harder (As in would give NSA fits) to get hacked on a VPN connection especially if you connect to public WIFI. It is relatively easy to hack people connected to public WIFI. $100 rig in a backpack (Pi, USB Powerpack, WIFI adapter, Kali Linux and your phone connected bluetooth to the Pi via SSH) and anyone at the Starbucks doing any transaction unless they are on a VPN can be owned and the hacker just looks like they are messing with their phone like 90% of the people in there.
Boom... they have your CC, your security code, your address, etc.
I may regret saying that if something does happen but nothing ever has.