I have no problem with the payment plan at 0% interest because I’m using AT&T’s money for 24 months, at which point, I will, continue to do the same for a newer model, also at 0% interest, meanwhile they are eating the inflation cost. Also meanwhile, I am putting that money I would have spent in investments earning a good return. Win-Win. . . And I have the latest technology (most of the time) with a great camera.
I'm 72 years old, retired and raise beef cattle on a rural farm.
Not much technology needed out here. Just to be able to talk to my wife to find out where she's at on the farm acreage and to take photos once in a while.
Beyond that, too many bells and whistles I would never need or use.