[Jeff Chandler]

You can freeze your credit. That way nobody can open accounts in your name. Just unfreeze it when you need a loan, then freeze it back.

[Responsibility2nd]

You can freeze your credit. That way nobody can open accounts in your name. Just unfreeze it when you need a loan, then freeze it back.

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I know of people who freeze their credit to avoid banks and creditors from reporting bad credit.

Yes, people are THAT stupid.

[Leaning Right]

> You can freeze your credit. <

That is excellent advice! Folks, just be sure to do it for all three major credit bureaus. Here’s some helpful info:

https://www.northwesternmutual.com/life-and-money/you-can-now-freeze-your-credit-for-free/