Posted on 06/25/2019 11:49:01 AM PDT by Allen In Texas Hill Country
Received a very strange letter from Chase Slate credit cards. "Important changes to account concerning Binding Arbitration". The letter was physically something else. 10 1/2 inches wide and 36 inches long on VERY heavy paper. At the top they did list the last 4 numbers of some account.
Hmmmmm, I don't have a Chase card and to the best of my memory have never had one. So rather than just ignore it I called. I got switched 4 times winding up in the fraud department. They were VERY vague. All they would say over and over was to ignore the letter but nothing concerning the fact that they had my name, address and 4 digits that meant nothing to me but something to them.
Like I said, they would not address any other question.
Very Common
My favorite is when they suck in a Law Firm and I get a call from them... Over my laughter they are trying to tell me how serious the situation is...
Me, “Sue me dummies”
Sounds like a scam.
Yes it is a fishing scam!!!
I got one, and I have Chase. It requires no response, does it?
Remember Chase used to be Washington Mutual, IIRC, if you ever had a card w/ them.
But if you don’t have a chase card don’t worry. But remember that chase does a bunch of vanity cards—for example all of my Marriott cards and my Amazon cards are chase cards. You may have one and not realize it.
The gov has a site, where you can get it. You will need to give them your SS no., but it is a gov. site:
Register here for free, they will have a list of credit cards in your name and what if any charges are on them.
https://www.creditkarma.com/
I’ll have a look.
I got one of those for each of my Chase Visa cards.
I use them as maintainance accts., always paying in full, so they went to the circular file.
I already know my credit score. Citi/Costco gives it to me all the time.
We (Chase) fired Laz last year. It’s confidential personnel stuff, with something to do about a midget, whipped cream and jello. Don’t ask.
In any case, ignore him and just send me your pin/account.
I realize you guys are just having fun, but you reminded me of a case years ago. Someone had taken out an ad in a newspaper that said “This is your last chance to send me $10” (or some other amt) He then provided a name and address. He ended up being convicted of some kind of fraud crime for it.
That is likely the best leverage that you have. Several times over the years I have gotten unusually good results for myself or others by writing directly to someone at the top. They of course buck the matter down the chain of command. The schlub who is then tasked with a response hops to it and does a good job in order to shine with his superiors by defusing the hand grenade that was rolled into their foxhole.
Just be sure they are not using your SSN and also getting your tax refunds. If they are using your SSN, then your wages history is not being recorded correctly, among other likely problems.
Have you put alerts to your financial institutions for any bank accounts, investments, retirement accounts, etc.?
Someone used your name and address on an account, maybe? With a fake SS number?
No to all the above. I’m past needing a work history and getting tax refunds. If I told the bank my credit was diddled, they’d say, “So what?”
Not too sure how reliable they are.
I have an Amazon Card, which is administered by Chase, and I received a similar letter. If you do have an account, they change the conditions pretty much at will, and your only recourse is to can the account and put up with someone else’s equally objectionable rules.
If you don’t have an account, its odd that you got it, but of no consequence.
OK, thats sounds great. Was hoping to hear from someone else that got one. Still confounding that I don’t have a card. I have a stack/few of unactivated cards. none are Chase.
That site provides more than your credit score, it has a section listing all the accounts listed in your name and what charges are on those accounts,
Check your credit report - possible you had a card and haven’t used it...if you have a credit card, you should have an on-line account as it allows you to see activity and account info - and most also provide free credit reports available at the click of a link when logged in.
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