Buying all those things doesn’t mean you’re not responsible with your money.
I know some very wealthy people. They also buy the best cars, the nicest properties, travel the world, etc. Because they can afford those things.
If you can afford all those things, then, by all means, buy what you want.
On that, we agree 100%. Millionaire next door should be required reading for every high school student in America, IMO. My point is if women are 85% of spend, but only 35% of income, that means women proportionately spend 10x what they make per $ earned compared to men. So all things being equal..well..you get the idea.