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Plans vary from state to state and within states.

I have had MA for years and have changed plans [forced and voluntary] several times.

Two years ago AARP/United Healthcare shafted us. They dropped nearly 3/4 of the doctors from my plan in the summer. They did assign another doctor, however, but I did not want to have to get new prescriptions, etc. They were fighting with the area medical groups to get more $$$.

They finally settled in the late autum and retro’ed payments to doctors. They did not tell us, of course, that they would retro.

I dropped them.

My current plan is through Aetna. My PCP copay is $5; some companies are now charging $0. My 90-day generic prescriptions are $0. [Competition has heated up in the MA market.]

You have to consider your circumstances and pick the plan that best suits you. You can compare plans on the Medicare.gov website. If you get a mail copy of Medicare and You 2019, it may list plans available in your area.

“”If you get a mail copy of Medicare and You 2019, it may list plans available in your area.””

They are in the back of the book depending on the state you live in - came in handy...

My wife turns 65 in February. They are going to charge us up the yazoo if we sign up (or so we're told) because I am still working and plan to keep on doing so.

Why shouldn't I? I'm making decent money and (mostly) enjoy the work?

But we did go to one of those Medicare seminars (independent agents put them on from time to time to drum up business) and learned a couple of interesting things:

AARP basically teams with another plan (including United) and marks them up for using the AARP marketing muscle. You are better off going to United (or whomever) by yourself or with an independent agent who doesn't operate in the dishonest fashion of AARP.
The government pays whatever plan you are on about $800 per person per month to do the admin work. This is exactly why they offer perks like no deductible, no co-pay, no-premium and even gym memberships if you sign up with them.