Many strategies are possible.
Suppose you don’t need the money at age 65 but take it anyway, and save it instead of spending it. At age 70, you might have $100k in additional capital to invest. The stream of income from the invested capital would offset your lower SS payments, and might be taxed at a loser rate.
I was going to say the same thing.
If you invest it, you’re far better off taking it at 62 and plowing it into an IRA.
“taxed at a loser rate.”
hmmm.... True but never seen it stated exactly like that.
What Is The Most I Can Receive From My Social Security Retirement Benefits?
Have multiple identities : )