Oh, so you’d be out on the basketball court shooting posed events (otherwise, falling on the photographer wouldn’t be possible).
No, I was usually one of those guys under the basket, sitting on their ass catching the guys as they got hacked on their way up to dunk.
I had one guy break away, slam dunk it, and misjudge the rim. He grabbed it and his feet kept going. His feet landed on my lap with his head about two feet from my feet.
He broke my remote control that triggered the flashes. Almost broke my legs. And he knocked himself out for a few seconds.
When he came to, he asked me if it looked good.
Kids are resilient.
But the insurance was more for liability for injury and because I had to wire my lights. 1600 Watt light banks will sometimes “pop” and smoke, or I had one or two just melt down. They wouldn’t catch fire, but it scared the shit out of the Athletic Directors.