Make the Conference Championship Game winners automatically qualify, and there’s your ten-team playoff right there. Then add one more game between the two best at-large teams, and there you have it.
Give the top two seeds a first-round bye. Have the First Round games the week before New Years’, with the other three conference champions, plus the winner of the At-Large Game, from the week before that.
I would stipulate that if a Non Power Five conference team is in the Top 16, they automatically qualify for the At-Large game, which gives a team like UCF a chance.
‘Make the Conference Championship Game winners automatically qualify, and there’s your ten-team playoff right there.’
better yet, limit the right to play for the title to forty teams distributed through four conferences, ten teams per, who then play a round robin schedule, and eliminate these ridiculous conference championship games...with 130 teams, a four team playoff is absurd; the history of college football suggests the same schools annually dominating, how difficult would it be to determine the top 40 who actually have the wherewithal to win it all...?