No 2-loss team should ever be considered.
So, assuming it goes the way the odds makers think and...
Auburn beats Georgia
Clemson beats Miami
OSU beats Wisconsin
Oklahoma beats TCU
Your playoff would have...
1.) Clemson 12-1
2.) Oklahoma 12-1
3.) Alabama 11-1 (who didn’t even make their conference championship game)
4.) Wisconsin 12-1 (who would have just lost to OSU) OR U of Central Florida 12-0
I think we found the Wisconsin or UCF fan.