[Windflier]

You might want to google for check deposit via camera.

The OP specifically asked if he could deposit a photocopy of the (already deposited) check. Not a photograph, transmitted electronically.

I think we're talking two different things here.

[cynwoody]

So, since the first bank refused his check, he would have every right to submit it to a second bank, electronically, photograhically, and retroactively, while failing to inform either bank of the retroactivity.

That, of course, raises the question of, if, somehow, the check clears twice. But, in the story, the first bank has rejected the check, so that shouldn't be an issue.

But I would think, physically deposit to B of A, bounced, followed by deposit pic to Wells Fargo, accepted, would be OK. At least as far as banking goes. There remains the matter of the actual designated payees vs the actual title of the destination account.

But photocopies of checks are perfectly acceptable, absent fraud.