It ignored things like healthcare sharing ministries and in fact would have made people using them non-compliant which despite being more efficient than insurance companies while performing the exact same function with no government subsidy at all
BTW I agree, I don’t like Ryancare and hope for something better! Glad it did not get the vote.
fireman15’s statement may seem self-contradictory, however,
I suspect RyanCare may have actually made healthcare sharing ministries “customers” non-compliant by omission: Ie., if one does not fit into category X, Y, or Z, each of which is spelled out in and has particular provisions written for, in RyanCare, then one is non-compliant with RyanCare. The ministries are not in X, Y, or Z.
This contrasts with “simple” repeal of ObamaCare, which, I am not sure, might leave these ministries Federally unregulated, or mostly so?
Maybe someone more knowledgeable can comment. :-)
I am sorry since most people are not aware of how Ryancare penalizes people using Healthcare Ministry Plans I should probably have explained.
Obamacare charges a penalty through the IRS if you do not purchase an Obamacare plan or have some type of exemption. One of the exemptions is for people who are using Healthcare Ministry Plans instead of traditional insurance. Ryancare allows the insurance companies to charge a big penalty to individuals who have not been paying for a traditional insurance plan. They dropped the exemption for Healthcare Ministry Plans. So if a person has been using an exempted Healthcare Ministry Plan they will not be able to switch back to traditional insurance without paying a huge penalty.
This was not an inadvertent omission. Administrators for the several exempted Healthcare Ministries were in constant contact with congressmen and women including those responsible for drafting Ryancare. Christian Healthcare Ministries, the organization we are members of has allowed people to share over a Billlion dollars in healthcare expenses. It is far more efficient than insurance. The insurance industry views them as a threat.
I am aware of no health cost sharing ministry that takes any money from the government. Those who choose this alternative should not be penalized if they find that healthcare insurance in the future becomes more affordable and want to switch back. This was an intentional omission that illustrates the type of nonsense written into Ryancare on behalf of the insurance companies.