I hate the mandate and this Ryan bill would have at least freed me from the mandate.
The mandate was still there. You would’ve just paid it to the insurance companies, via your new policy (30% surcharge), rather than to the govt. That’s one reason so many opposed it.
I have not had a chance to read the entire bill. But I did tune into many hours of congressional hearings, and every republican repeated that there will be no mandate to buy any particular set of coverages. That 30% you mention is for those who need a subsidy, and the subsidy money goes directly to insurance companies.
What was lacking in this bill was, nothing on tort reform, nothing on buying insurance across state lines, nothing about drug price negotiation, nothing about importing drugs from Canada, and too many subsidies to too many people.