When this computer gives up the ghost I’m getting a used Apple!!!
Not a bad idea. Macs hold their value well, and the reason is they tend to keep working for a LONG time.
I have a number of Mac Minis and MacBooks dating up to 12 years ago (a 2005 PPC-based Mini). They're all still working well. The only old Windows hardware machine I have that still works well is a 2010 Fujitsu Lifebook (high-end laptop) that cost $2500 at the time; all the rest of the PC hardware has gone to parts.
When I need to run Windows on desktop hardware nowadays, I use BootCamp (dual-boot) on a MacMini. Otherwise I stick to VMs (virtual machines) to run Windows.