[grania]

Isn't it something how there are so often alternatives if we know about them? When I dislocated my shoulder, I only needed six physical therapist visits, clinic style. The PT was honest about how many visits were actually necessary because I was paying. I got a discount because I paid by check the same day as each visit. One can't help but wonder how many visits would've been "necessary" if it were covered by insurance, what my co-pay would've been, and how much would've been charged to insurance.

What I'd like is first-aid clinics, with common sense inexpensive health solutions, much like your doctor provides. These politicians just can't grasp that it makes no intuitive sense to cover expected costs. Insurance only serves to make those things more expensive and overused.

[Mr. Douglas]

In the very early 90’s I had a very cheap $10,000 deductible for my whole family. One day my daughter broke her arm. I took her to a very nice clinic in our neighborhood. They examined, set, applied the cast, etc.

Total cost: $275.

People need to start treating health care like auto care, home care/maintenance, etc. It simply should not be as expensive as it is.

As someone else said, if car insurance was like health insurance, it would cover oil changes. And they’d be $500.