[Blue Jays]

Hearsay and casual banter at the accident site does not matter.
What matters is if blame was assigned and tickets issued by police.

[Hulka]

“Hearsay and casual banter at the accident site does not matter.”

Not entirely true.

Res gestae statements, spontaneous utterance, are generally accepted in court as truthful admissions.

For minor accidents police generally avoid issuing tickets. They issue tickets based on what they can prove. . .

[Hot Tabasco]

What matters is if blame was assigned and tickets issued by police.<>

All I have to go by, as well as YOU is the following statement:

She admitted her fault, the police reported such, etc.

Maybe I'm reading more into this statement than you but it appears to me that NO TICKET was issued to the poster............

Sorry, no Sleuth of the Week Award issue for you............LOL!