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Formatting complete. Took about 45 mins total. I had approximately 14.8 GBs of data on the 16GB card, which is actually all that the card could hold. There were two other choices besides the default FAT32. They were NTFS and exFAT. Now I’ll refill it and, later on, try it again in my friend’s MacBook. Thanks a lot for all of your help.

Of course! I was about to suggest maybe trying to find another friend's whose computer you could use. Other notes:
- Quick format is fine. The full format takes a while, and does some extra stuff you don't really need to bother with for what you're trying to do.
- I would default to using exFat in the future. FAT32 limits individual file sizes to 4G (so if you're transferring videos or such it won't work), and limits total size to I think 16G. Whereas exFat doesn't have those limits and is more efficient.

Thanks, but I don’t know anyone near where I live with a PC that I could use. Thanks for theu tip on exFAT and file sizes. However all of my files were in the 7MB and under range. Good to know for the future though. Thanks again for your help.

Some interesting info on SD cards at this link...

http://www.tech-faq.com/how-to-format-sd-card.html