Your money is gone. Just like mine. Do our kids have to work their lives to pay you back? Plus, you will get all of your money back in about seven years. How about, once you get your money back...that’s it.
It’s a scam. Our parents fell for it. Not us. We just get screwed.
You’re right, we got screwed. If I got my money back out of it, I’d be happy, and not take another dime.
I have invested wisely over my life, and could have turned my “investment” in SS into a million $$, easily. Instead, I get a song and dance about lockboxes. BS!