You’re right, we got screwed. If I got my money back out of it, I’d be happy, and not take another dime.
I have invested wisely over my life, and could have turned my “investment” in SS into a million $$, easily. Instead, I get a song and dance about lockboxes. BS!
No kidding. If I had that 15% ( mine and my employers) I would be retired at 56.