Easy way to avoid this, just use cash—remember that? Green money, easier, faster, no paper trail and no worries about credit rating should you miss that payment or even interest on that credit balance. Don’t play by their rules.
I think it’s absurd that fast food has credit now.
In my brief stint last year as hardware cashier, it surprised me how many people pay via credit for a tiny 30-c plastic tie. And OTOH how many didn’t know there was no minimum for credit payment at our store.