Maybe her job was sent overseas and she has to compete with third world people for third world wages. Maybe she is raising a family with no child support.
Maybe young people should not be exploited like this and encouraged to take on all this debt so that university faculty can earn huge salaries and great benefits, far are above what they would earn in the private sector.
Once upon a time, when America was a great nation and we were a moral righteous people, we cared about our young people, their future, and the quality of life they would have.
Let us be truly a good and moral people again, and if young people are to be lent the money for an advanced education, let us loan it to them interest free, and let it be forgiven in bankruptcy if life circumstances should make it impossible for them to pay it back, so they can have a fresh start, just as you or I would, if we had the same burdensome debt acquired a whole lot less wisely, than seeking a good education.
You are free to lend your hard-earned money to anyone you like.
I get irritated with people who try to tell me what I should do with my hard-earned money. I get downright angry with people who take it from me under threat of incarceration and spend it "for the common good."
It's called freedom. They talk about it in the constitution.