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Credit Card Debt In The United States Is Approaching A Trillion Dollars
TEC ^ | 03/19/2016 | Michael Snyder

Posted on 03/19/2016 8:00:52 PM PDT by SeekAndFind

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To: Alberta's Child

They may have to put up a sign explaining how to write a check for people under 30 or so. I had an intern a couple of years ago going into his senior year that could not write a check. Couldn’t properly address an envelope either.


21 posted on 03/19/2016 8:23:10 PM PDT by barmag25
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To: E. Pluribus Unum

Net Present Value....


22 posted on 03/19/2016 8:23:37 PM PDT by Paladin2
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To: E. Pluribus Unum

I pay cash for houses...only thing I like to have debt on is stocks.


23 posted on 03/19/2016 8:24:12 PM PDT by impimp
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To: Alberta's Child

Why not? How do they encourage people to use checks, ‘we prefer it’ or what?

Freegards


24 posted on 03/19/2016 8:26:54 PM PDT by Ransomed
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To: E. Pluribus Unum
Debt is theft from your future self.

A point well worth making. The same goes for the USA's 19 trillion and counting. We ought to throw congress in prison for massive grand theft.

25 posted on 03/19/2016 8:26:54 PM PDT by Aria (2016: The gravy train v Donald Trump)
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To: Ransomed

That’s exactly it. In a small town like mine, that’s usually sufficient for most customers.


26 posted on 03/19/2016 8:28:39 PM PDT by Alberta's Child ("Sometimes I feel like I've been tied to the whipping post.")
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To: SeekAndFind
Just look at some of the troubling signs that we have seen in the news in recent days…

That long list looks like fodder for a few Trump campaign commercials. Of course, the GOP has done absolutely nothing to differentiate themselves from the Democrats, so they probably won't benefit, but Trump will if he handles it right.

27 posted on 03/19/2016 8:33:10 PM PDT by Major Matt Mason (Those that can, do, those that can't, work in the Beltway.)
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To: Alberta's Child

That makes sense, and probably solves the problem enough so they don’t have to worry about competition being more convenient depending on the particular business.

Freegards


28 posted on 03/19/2016 8:33:23 PM PDT by Ransomed
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To: SeekAndFind

A nation of credit abusers, a credit abusing nation ... these go hand in hand.

Without the former all the bat **** crazy in DC wouldn’t be reelectable, maybe not even electable in the first place.

But the former is probably not the real root cause. Rather, just as the society reminds me of Romans 1:18-32 it also reminds me of Haggai 1:6 “You earn wages, only to put them into a purse with holes in it.” which, not coincidentally, also came about because folks were more concerned for their kingdom than His, even if they had not gone as far as those described by Romans and had cast aside knowing God for a fistful of pleasures.


29 posted on 03/19/2016 8:52:45 PM PDT by Rurudyne (Standup Philosopher)
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To: Ransomed

I get a discount at my dentist when I write a check. Retail on the other hand has bigger problems with fraud.


30 posted on 03/19/2016 8:53:38 PM PDT by goodnesswins (Alinsky.....it's what's for dinner)
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To: blueunicorn6

... and all the clueless and loons wanting to vote for the likes of a Clinton or Sanders.


31 posted on 03/19/2016 8:53:56 PM PDT by Rurudyne (Standup Philosopher)
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To: E. Pluribus Unum

Debt free is the way to be!


32 posted on 03/19/2016 8:57:10 PM PDT by gunsequalfreedom
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To: gunsequalfreedom

In a cash society the morons have far less capability to haul everyone else down.


33 posted on 03/19/2016 9:09:45 PM PDT by Rurudyne (Standup Philosopher)
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To: SeekAndFind
Not since we headed into the Great Recession of 2008 have we been quite so loosey-goosey with our credit cards, racking up debt with stunning speed. Of our 4Q totals, CardHub notes, “during this one quarter, we added more debt than in 2009, 2010 and 2011 put together.”

Wow! More than in 2009, 2010 and 2011, put together?

Must be a lot!!!

In 2008, credit card debt was $1004.4 billion.

In 2009, credit card debt was $916.4 billion.

In 2010, credit card debt was $839.5 billion.

In 2011, credit card debt was $841.2 billion.

In 2012, credit card debt was $845.9 billion.

I added an extra year, just for the hell of it.

In 2009, cc debt was reduced by $88 billion, reduced by $76.9 billion in 2010, increased by $1.7 billion in 2011 and increased by $4.7 billion in 2012, the (extra year), for a total reduction of $158.5 billion. Any increase is going to be more than a decrease of $158.5 billion.

Source below.

http://www.federalreserve.gov/releases/z1/current/annuals/a2005-2015.pdf

Page 120. Under L.222 Consumer Credit

34 posted on 03/19/2016 9:17:15 PM PDT by Toddsterpatriot ("Telling the government to lower trade barriers to zero...is government interference" central_va)
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To: SeekAndFind

$3,000 in credit card debt for every man, woman and child.


35 posted on 03/19/2016 9:29:14 PM PDT by Mariner (War Criminal #18)
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To: SeekAndFind
Credit card debt truly is financial poison, and it is not something that you want to have during the hard times that are coming.

So glad I owe nobody nothing. Cash is king!

36 posted on 03/19/2016 9:29:42 PM PDT by upchuck (MAGA!!)
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To: SeekAndFind

the gall of anyone complaining about Americans when the country has 20 times that.


37 posted on 03/19/2016 9:54:53 PM PDT by napscoordinator (Trump/Hunter, jr for President/Vice President 2016)
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To: SeekAndFind

The article mentioned nothing about flipping balances on credit cards. If you gave good credit and good financial management, it’s the easiest and cheapest loans available at 2% interest per year.


38 posted on 03/19/2016 10:23:23 PM PDT by The Truth Will Make You Free
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To: The Truth Will Make You Free

Most cards now have a 4%-5% charge to transfer.


39 posted on 03/19/2016 10:26:27 PM PDT by Toddsterpatriot ("Telling the government to lower trade barriers to zero...is government interference" central_va)
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To: SeekAndFind

Forgive credit debt,Forgive credit debt!


40 posted on 03/20/2016 3:15:17 AM PDT by Dr. Ursus
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