I always considered the consequences, myself!
The savings & loan didn't want it to get out that this had happened, so they just let him go, but warned him not to use them as a reference.
It amazed me how quickly those rounding fractions mounted up. I was a programmer, and I didn't even want to investigate how he had accomplished it. Because I just knew they would prosecute me to the fullest extent of the law, if I tried it.