6 of the Smartest Things You Can Do With Your Money in 2016

Fortune ^ | 31 Dec, 2015 | Alexa von Tobel

[MtnClimber]

Here's how to spend, invest, and save wisely.

For Americans, money is one of the leading causes of stress. It’s no wonder then, that better improving our financial habits is a top resolution for 2016. But holding true to that commitment can be incredibly challenging. While financial planning can be a complicated task, let's break down some of the best ways for you to make progress on your money in the year ahead.

[Fresh Wind]

Send me some of it!

[wally_bert]

I have the difference after insurance on a replacement 2016 Tacoma on the books now. Insurance went a fair way but naturally not all.

I’ve done the math and barring disasters I can pay it off in a year. It may be water and ramen noodles but I prefer to be rid of expenses.

[sparklite2]

Who knows? He may be right, but prudence (I know, I know) suggests being the ant over the grasshopper. I remember a joke going around in the 80s about blacks and Cadillacs:

“We may not have ‘em long,
but we have ‘em first!”

[Georgia Girl 2]

Freeze dried food, ammo and a place in the country.

[Little Bill]

I never heard of Dave Ramsey when I emerged from a very NASTY and expensive divorce, in 1996, I was broke, very.

My father was LDS and I followed what my Grandfather taught about being in debt, don’t, a man is a slave to his debtors.

By 2000 I was debt free, takes work, but it feels great to be able to do what you want and owe no man.

I started to listen to Dave when he started to broadcast in my area sounds like he took lesions from my Granddad.

[Jane Long]

+1 ;-)

[SgtHooper]

I too am waiting for his response. From what I hear these days, rates of 1-2% might be high end and for longterm.

[Aria]

Far as I know there is no such thing as a 10% dividend on a quality stock. I did find 7% on either AT&T or Verizon but my broker talked me out of it due to the actual stock.

Personally I think real estate is a better investment ...if I can deal with the renters.

[dangerdoc]

“he took lesions from my Granddad”

Sorry but that made me LOL

[grobdriver]

Freeze dried food, ammo and a place in the country.

Check, Check and Check!

[Little Bill]

The lessons that were taught when my Granddad was a Kid, born 1885, were rather main stream. I won't get into his political observations, some what to the right of JimRob.

[ProtectOurFreedom]

I feel sorry for you thinking your kids are entitled, lazy brats who think you owe them a free ride.

Our kids are frugal, understand life through the school of hard knocks, all have college degrees, and have good careers started. They are financially independent, hard working and doing well. They have always been generous to Mom & Dad and are more so now that they have good careers. We like helping them out when we can, but they really want to do it on their own and often turn down our offers to help them out a bit. I hope we are in a position to help them with part of a house down payments when the time comes.

Happy New Year.

[MtnClimber]

Place in the country, ammo, non-perishable food. Mortgage paid off, no debt, sufficient savings that I could retire tomorrow. I try to talk to kids coming out of college about the importance of saving and investing early. The ones that are liberal tend to look terrified at the thought. I guess they are destined to go through life making bad choices.

[ProtectOurFreedom]

Liberalism often ends when college is over and they have to find their own way in the world. There’s often a quick change of thinking when they see how much government robs from them to pay society’s carbuncles.