Under what circumstances do you consider bankruptcy to be valid at all?
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You’re asking the wrong person. Kingu is arguing that it’s a valid position to file bankruptcy to weasel out of student loans.
If you want to start a different topic and argue under what conditions it might be valid to file bankruptcy, then fine.
But for now - lets stay on the subject.
That's not necessarily an unreasoned position, or an unreasonable one. I was just asking for clarification.