https://www.opm.gov/healthcare-insurance/healthcare/plan-information/plan-codes/2015/states/va.asp
Oh, you're not one of the 3 million people who work for the Federal Government. Too bad. Otherwise you could have selected perhaps the Blue Cross and Blue Shield Service Benefit Nationwide Plan Code 10 Standard Option for families:
The calendar year deductible is $350 per person ($700 per family).
It provide benefits at 85% of the Plan allowance for services provided in Preferred facilities by Non preferred radiologists, anesthesiologists, certified registered nurse anesthetists (CRNAs), pathologists, emergency room physicians, and assistant surgeons (including assistant surgeons in a physician’s office). You are responsible for any difference between payment and the billed amount.
For a Self and Family enrollment, your out of pocket maximum for these types of expenses is $6,000 [Plan pays 100% after maximum is reached] for Preferred provider services. Expenses is $8,000 [Plan pays 100% after maximum is reached] for Non preferred provider services. Only eligible expenses for services count toward these limits.
Standard Option Self and Family Non-Postal Premium Monthly Gov't share: $971.90 Your share: $462.17 Postal: $231.31
Hey, if you like your Obamacare, you can keep your Obamacare - how many government employees do you think would like to be able to say that?!
Rates shown are for 2015 calendar year.
My doctor clients have lots of patients who work for the Federal government and are covered by Blue Cross of Texas. No deductible and only a $20 co-pay. Haven’t a clue as to whether or not they pick up any of the premium cost themselves but doubt it.