I live in Florida as well.
I learned to ride MC in California in 1973. They had no helmet laws then. But since I was in the military, one was required on base. I would ride off base and remove my helmet.
Then one day on the way back to base, I had just put on my helmet and was returning when I had an accident with some loose sand. My helmet had a 3 inch gash in it.
I have worn a helmet ever since...............
When people ask me if I always wear my helmet, I reply that I have always been fond of my brain and have become quite attached to it!
We might be Neighbors!