[familyop]

"Did she have electricity?"

Sorry if this is a little aside from the intention of your question, but you might find it interesting. Many Americans are too far from powerlines and have small PV solar electric plants.

"Did she have running water?"

People in rural areas use water wells with pumps for that. Pumps can be powered by small diesel generator, PV solar, wind, etc.

"Did she pay rent / mortgage payments?"

Many are downsizing to small houses on cheap lots in order to stay out of debt.

"Did she pay taxes?"

Where property taxes are low enough, enough money can be saved in advance to pay them for a long time. Property taxes are much lower with much smaller houses in most places.

[Harmless Teddy Bear]

Boy you really take this personally.

All of those things you mention take M*O*N*E*Y. Her claim is "no money".

[LadyDoc]

heck, all she would have to do is move here to the Philippines and wait for a typhoon.
been there, done that.