[Lurking Libertarian]

doesn't have to be an accident.

Then (1) why did he leave, and (2) who crashed it into the bridge?

[goat granny]

I was pointing out it didn't HAVE to be an accident. Our car on fire was no accident, wiring under the hood started the fire. We needed a police report for insurance purposes. And I don't know of any law that said you cannot leave the scene of a burning car. Maybe he was drunk, that is a possibility, or he could have just seen flames coming into the car, panics ran into the bridge and left the car to burn.. He just couldn't turn it into an insurance company.